Know which card to use
See the best card for dining, groceries, travel, business spend and more — based on what you own and what your trips still need.
MaxVacay builds a personalized strategy around your cards, points, spending and trip goals—so you know where to spend, which bonuses are worth pursuing and how to put your rewards to better use.
Instead of making you piece together cards, points and travel programs yourself, MaxVacay turns them into one practical plan.
See the best card for dining, groceries, travel, business spend and more — based on what you own and what your trips still need.
Compare new-card opportunities against your spending, trip goals, welcome offers and application timing before you apply.
Compare your balances and travel benefits with your saved trip targets. Funding progress does not mean award seats or rooms are available.
Explore booking programs and verified transfer paths that fit your preferences, then save the award options you find.
You tell us a few things you already know. MaxVacay connects them and turns them into recommendations you can actually use.
MaxVacay can see your points, cards, monthly spending and travel preferences together. That means the recommendation can be more useful than “earn the most points.”
We’ll ask about your household, cards, points, one trip and rough monthly spending. You can refine the details later.
MaxVacay is designed to be provider-agnostic. We are evaluating partners that can improve the traveler experience while supporting sustainable commercial economics.
We are evaluating commercial partners for cached discovery, live verification, scheduled monitoring, display rights and tracked handoffs.
Cash booking inventory can sit beside points options so users can choose the best net value instead of forcing an award redemption.
Attractions, tours, transfers and dining can be ranked by traveler fit and practicality, with eligible commissions attached after ranking.
MaxVacay can help surface the right benefit, card or rewards path in context — without allowing compensation to determine the recommendation.
MaxVacay looks at the tradeoffs together instead of chasing a single multiplier, points valuation or affiliate offer.
Your trip comes first. A higher earn rate is not automatically better if those points do not help the vacations you care about.
Your preferences matter. Traveler count, airline preferences, hotel style, cabin comfort and practical constraints can change the recommendation.
Flexible points stay flexible when they should. MaxVacay accounts for the value of keeping transferable rewards available for a better use.
Plan first. Verify before transferring. Trip targets guide earning and saving. Search with the booking program or an award-search tool, and confirm current prices and availability before moving points.
A new card, a bigger points balance, a different trip or a change in preferences can all change what the best next move is. MaxVacay keeps those pieces connected.
We're currently speaking with award-data, booking, loyalty and travel-commerce partners as we expand the MaxVacay beta.